Steps to File a Personal Injury Claim After a Houston Car Accident
Car accidents happen fast, but dealing with the aftermath takes time. If you've been hurt in a Houston crash, knowing the right steps to file your injury claim can make a big difference in getting fair compensation. This guide walks you through the process of filing a car accident claim in Houston.
Immediate Steps After the Accident
What you do right after the crash matters. Take these steps:
- Check for injuries and call 911
- Move to a safe spot if possible
- Get police on the scene
- Take photos of all damage
- Get witness contact information
- Don't admit fault to anyone
Getting Medical Care
Your health comes first. Here's what to do:
- Get checked by EMTs at the scene
- Go to the ER if needed
- See your doctor within 24 hours
- Follow all treatment plans
- Keep all medical records
- Track all expenses
Gathering Important Evidence
Strong evidence helps your case. Collect:
- Police accident report
- Photos of injuries and damage
- Witness statements
- Medical records and bills
- Lost wage documentation
- Insurance information
Dealing with Insurance Companies
Be careful with insurance adjusters:
- Report the accident to your insurance
- Don't give recorded statements
- Don't accept quick settlement offers
- Don't sign any papers
- Let your Houston car accident lawyer handle talks
Understanding Your Rights
Texas law gives you rights after a crash:
- Right to seek compensation for injuries
- Right to get
- Right to get medical care
- Right to lost wage recovery
- Right to pain and suffering damages
- Right to legal representation
Filing Your Injury Claim
Follow these steps to file your claim:
- Get medical treatment first
- Gather all evidence
- Calculate all damages
- Send demand letter
- Negotiate settlement
- File lawsuit if needed
Types of Compensation Available
You may be able to recover:
- Medical expenses
- Lost wages
- Pain and suffering
- Property damage
- Future medical costs
- Loss of earning capacity
Common Mistakes to Avoid
Don't hurt your case by:
- Waiting too long to get medical care
- Talking to insurance adjusters alone
- Posting about the crash on social media
- Taking quick settlement offers
- Not following doctor's orders
Working with a Lawyer
A Houston personal injury attorney will:
- Investigate your crash
- Handle insurance companies
- Calculate fair compensation
- File legal paperwork
- Fight for your rights
- Take your case to court if needed
Time Limits for Filing
Don't wait too long:
- Report crash to police immediately
- Tell insurance within 24 hours
- See doctor within 72 hours
- File lawsuit within 2 years
Frequently Asked Questions
How long do I have to file a claim? In Texas, you have 2 years from the crash date to file a lawsuit. But don't wait - evidence can disappear quickly.
What if the other driver has no insurance? Your uninsured motorist coverage may help. A lawyer can explain all your options.
How much is my case worth? Each case is different. Value depends on injury severity, medical bills, lost wages, and other factors.
Should I take the insurance company's first offer? No. First offers are usually low. Let a lawyer negotiate for fair compensation.
What if I was partly at fault? You can still recover damages if you're less than 51% at fault under Texas law.
Get Help With Your Car Accident Claim
Don't handle a car accident claim alone. Our experienced Houston injury lawyers will protect your rights and fight for fair compensation. Contact Leo & Oginni Personal Injury Lawyers, PLLC at 713-280-3204 now to schedule a consultation to learn how we can help with your case.
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